TechLev Analyst
For Finance Students

Analyze Financial StatementsLike a Pro

Compute 20+ financial ratios from income statements, balance sheets, and cash flow data. Learn what every number means. Generate AI-powered analyst briefs. Free, no login, no database.

Gross Margin
72.4%
Net Margin
−8.2%
Current Ratio
3.41×
Debt/EBITDA
0.41×
FCF Margin
−15.3%
EV/Revenue
12.50×

SaaSCo example — loaded in the app

Everything you need to learn financial analysis

Built to bridge the gap between textbook formulas and real financial data.

20+ Financial Ratios

Profitability, liquidity, leverage, efficiency, cash flow, and valuation multiples — all computed instantly from the numbers you enter.

Gross MarginROEDebt/EBITDAFCFEV/EBITDA

Learn Mode

Toggle a single switch to reveal plain-English definitions, the exact formula, and healthy industry ranges for every single ratio.

DefinitionsFormulasIndustry rangesCaveats

AI Analyst Brief

One click generates a 250-word educational brief powered by Claude: strengths, risks, and what to dig into next — written for students, not traders.

StrengthsRisk flagsNext stepsEducational tone

How it works

Three steps, zero setup.

01

Load a company

Pick one of three pre-loaded example companies — a high-growth SaaS firm, a thin-margin retailer, or a capex-heavy industrial — or enter your own data.

02

Run the analysis

Click Analyze and the ratio engine instantly computes every metric: margins, returns, liquidity ratios, leverage, working capital efficiency, and valuation multiples.

03

Learn and explore

Toggle Learn Mode to see what each number means and when it is healthy. Then generate an AI brief that ties the ratios together into a coherent narrative.

Three pre-loaded example companies

Realistic, internally consistent numbers across very different business models.

SaaSCo
High-growth software

70%+ gross margins, negative FCF, high EV/Revenue multiple

RetailCo
Thin-margin retailer

25% gross margin, inventory-heavy balance sheet, moderate leverage

IndusCo
Industrial manufacturer

Capex-intensive, stable margins, Debt/EBITDA covenant pressure

Ready to analyze your first company?

No login, no signup, no credit card. Just financial data and instant analysis.

Open TechLev Analyst →